VISA Platinum with Rewards

Platinum with Rewards

Starting out, starting over or simply looking for the convenience of a Visa® credit card? Novation has a solution.


With a rate as low as 8.9% APR* your low rate Visa Platinum Rewards Credit Card can help save you money every day and earn you valuable rewards. There is no annual fee and as long as you pay off the balance each month, you'll never pay a finance charge. Other great benefits include:

  • No balance transfer fee
  • No cash advance fee
  • 25-day grace period
  • Online account management
  • eStatements
  • Auto rental collision damage waiver
  • $500,000 travel accident insurance
  • Roadside dispatch, click here for more information


Interested in earning name brand merchandise, gift cards, exciting travel opportunities/options, event tickets or even cash back? Then the Novation Visa Platinum Rewards credit card is the card for you. There is no fine print or gimmicks. Simply use this card for all your daily purchases and you will earn 1 point for every dollar spent, net of returns (cash advances, use of convenience checks, balance transfers, interest accrued and fees assessed are not eligible to earn UChoose Rewards® points). Plus, you can earn additional bonus points when you shop at participating UChoose Rewards retailers. With rewards starting at 2,500 points you will quickly see the benefits of this program. The best part is there is no cost to participate in this great rewards program.

To learn more about this program and the great rewards it offers simply go to the UChoose Rewards website and type in the word demouser in the username and password fields.

Already have a Novation Visa Platinum Rewards credit card? To start earning valuable points towards rewards just go to the UChoose Rewards website and register your card under the "New to UChoose Rewards?" section. It's quick and it's easy!

To Learn More
  • Call : (800) 369-6628
  • Click : Apply Now
  • Visit : 3M Center, Oakdale or Hutchinson

For complete rate and term information, see the disclosure.


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