Loan Rates
  • New Vehicle


    Features APR*
    Model Yrs 2016 & Newer as low as 2.35%

    Payment on a $20,000, 60 month New Auto loan at 2.35% APR is $353.63 per month.
     
  • New Recreational Vehicles

    Types APR*
    Model Yrs 2016 & Newer: Boats, Motorcycles, Snowmobiles, ATV's, Personal Watercraft, Campers


    Payment on a $10,000, 60 month RV loan at 4.99% APR is $189.65 per month.
    as low as 4.99%
  • Home Equity

    Features APR*
    90% Maximum Loan to Value, Fixed Rate

    Loans over 80% loan-to-value will require an appraisal.
    as low as 4.99%

    Payment on a $30,000, 15 year Home Equity loan at 4.99% APR is $237.06 per month.
     
  • Home Improvement

    Features APR*
    Maximum Amount Financed is $30,000       5.99%

    Payment on a $15,000, 120 months Home Improvement loan at 5.99% APR is $289.89 per month.
     
  • Overdraft Protection

    Features APR*
    Line of Credit with Checking 12.50%
       
  • Personal

    Features APR*
    Unsecured as low as 8.90%

    Payment on a $10,000, 60 month Unsecured loan at 8.90% APR is $207.07 per month.
     
  • Student Loan Refinance

    Features APR*
    Variable rate, No Origination, No Prepayment Penalty, up to $100,000, 15 year repayment

    Payment on a $50,000, 15 year Variable Student Loan Consolidation at 6.00% APR is $421.90 per month.
    as low as 6.00%**†

    Fixed rate, No origination, No Prepayment Penalty, up to $100,000, 5, 10 or 15 year repayment options

    Payment on a $20,000, 5 year Fixed Student Loan Consolidation at 3.25% APR is $361.59 per month.
    as low as 3.25%**
  • Used Vehicle

    Features APR*
    Model Years 2011 - 2015 as low as 2.35%
     
    Model Years 2008 - 2010 as low as 2.35%
     
    All Models 10 Years or Older as low as 6.29%

    Payment on a $20,000, 60 month Used Auto loan at 2.35% APR is $353.63 per month.
     
  • Used Recreational Vehicles

    Type APR*
    Model Yrs 2015 & Older: Boats, Motorcycles, Snowmobiles, ATV's, Personal Watercraft, Campers


    Payment on a $10,000, 60 month RV loan at 4.99% APR is $189.65 per month.
    as low as 4.99%
  • Home Equity Line-of-Credit

    Features APR*
    90% Maximum Loan to Value. Variable Rate.

    Loans over 80% loan-to-value will require an appraisal.
    as low as 4.50%
       
  • Visa Credit Card

    Features APR*
    Platinum with Rewards, No Annual Fee  as low as 8.90%
       
  • Savings Secured

    Features APR*
    Secured by Savings or a Certificate of Deposit 3.00% Above Dividend Rate
       
  • Private Student Loans

    Features APR*
    No Origination, No Prepayment Penalty, Line of Credit, Variable Rate as low as 6.25%**
       


To Apply for a Loan 24x7:

  • Call : (800) 369-6628
  • Click : Apply Now
  • Visit : 3M Center, Oakdale or Hutchinson

Rates effective December 14, 2017, excluding Student Loans.
Student Loan Rates effective July 1, 2017.

*APR = Annual Percentage Rate. All rates listed are "as low as" and based upon credit history. Home Equity Line of Credit is a variable rate product but will not exceed 18% APR. **The Private Student Loan and Student Loan Refinance variable rate products will adjust quarterly on the first of the month using the Prime Rate as published in the Money section of The Wall Street Journal on the first business day of the preceding month. †Rates shown for the Student Loan Refinance products reflect a .25% discount for automatic electronic payments.


 
 

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