Consolidation Student Loans

Private Student Loan Consolidation

Eliminate the hassle of multiple loan payments by consolidating your private student loans with Novation. We offer rates as low as 5.75% and flexible repayment terms that can work with your budget and potentially save you thousands of dollars in interest. A Consolidation Loan* with Novation allow you to combine your private student loans into one easy payment with or without a co-borrower.

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Do you have additional questions about consolidating Federal loans? Visit for more information.

*Subject to credit qualification and additional criteria, including a minimum income requirement and 2 year work history. There is no obligation to take the loan once you apply and are conditionally approved.  Contact Novation for further details. The index rate is variable and may adjust quarterly (January, April, July, October) on the first of the month using a margin + the Prime Rate as published in the Money section of the Wall Street Journal on the first business day of the preceding month. Please note that your interest rate, and any subsequent rate change, applies to the entire balance on your line of credit. All rates listed above are as of April 1st, 2013.  Novation Credit Union reserves the right to change rates for new applications at any time and without notice.

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