Rates effective January 3, 2023 and subject to change without notice.
* APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings.
Minimum deposit amount of $500 for Certificate of Deposits. Penalty for early withdrawal of Certificate of Deposits. Novation deposits are federally insured up to $250,000 by the NCUA.
For Incentive Checking: To receive dividends, you must meet the following requirements per month: (1) one payroll direct deposit, (2) must be enrolled in eStatements with a valid email address and (3) 12 Visa debit card purchase transactions that must average at least $5. The 12 Visa debit card purchases excludes cash advances, ATM transactions, returned purchases, disputed or unauthorized/fraudulent transactions, or fees caused by check card use. Accounts that meet the requirements will receive 0.50% APY on balances up to $25,000. Resulting APY if requirements are not met or for balances in excess of $25,000 is 0%. Incentive Checking rates and program subject to change.