Car, Truck, Boat and RV Loans	APR as low as
SuperNova Car Loan New & used cars/trucks [details]  [apply]	4.99%
Boat, motorcycle, RV, camper, motor home(balloon option also available) [details]  [apply]	8.25%
Personal watercraft, snowmobile, ATV [details]  [apply]	9.25%

Home Loans	APR as low as
Home Equity - 5 year Balloon up to 15 year Amort [details]  [apply]	5.75%
Fixed 10 Year Home Equity [details]  [apply]	6.25%
Fixed 15 Year Home Equity [details]  [apply]	6.25%
Home Equity Line-of-Credit (80% LTV) [details]  [apply]	4.25%
Mortgages (rates change daily-call for current rates) [details]  [apply]

Credit Cards & Line-of-Credit	APR as low as
Visa Platinum [details]  [apply]	8.90%
Visa Platinum Rewards [details]  [apply]	13.90%
Line of Credit [details]  [apply]	12.50%

Other Loans	APR as low as
Personal (Unsecured) [details]  [apply]	10.40%
Certificate Secured [details]  [apply]	See Note
Savings Secured [details]  [apply]	See Note
Stock Secured [details]  [apply]	9.00%
Boom! Teen Loan [details]  [apply]	10.40%

Share & IRA Savings	APY
Share Savings $25.00 - and up [details]	0.50%
Direct Advantage $0.00 - and up [details]	0.50%
IRA Quarterly Savings $0.00 - and up [details]	0.50%	0.50%

Money Market Savings	APR as low as	APY
Money Market $2,500 to $24,999.99 [details]	1.50%	1.51%
Money Market $25,000 to $74,999.99 [details]	1.75%	1.76%
Money Market $75,000 and up [details]	2.00%	2.02%

Regular and IRA Certificate Accounts $500 minimum	APY
06 Month Term Share Certificate [details]	2.40%
12 Month Term Share Certificate [details]	2.60%
18 Month Term Share Certificate [details]	2.70%
24 Month Term Share Certificate [details]	2.75%
36 Month Term Share Certificate [details]	3.00%
48 Month Term Share Certificate [details]	3.15%
60 Month Term Share Certificate [details]	3.25%

Jumbo Savings Certificates Terms 24-60 Months
Jumbo Certificate $25,000.00 - $49,999.99 Add .05% to Certificate rates [details]
Jumbo Certificate $50,000.00 - $99,999.99 Add.10% to Certificate rates [details]

APY = Annual Percentage Yield

Note: Certificate and Savings secured loan rates are 3% over the rate of the specified certificate or savings rate.

The annual percentage yields (APY) stated for Share Savings, Advantage Savings, and IRA Quarterly Savings are anticipated only. The actual rates paid will be declared by the board of directors just prior to the payment date (the end of the calendar quarter). APYs for Certificate, IRA Certificate and Money Market accounts are accurate as of today and are subject to change. A $500 minimum deposit is required to open a Certificate account, and early withdrawal penalty applies. The minimum to open a Money Market account and to earn interest is $2,500, and fees could reduce interest. A $25 Share Savings account is required for credit union membership.

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