If your kids think money grows on trees, why not hand them a watering can?
You can lecture your children from now until adulthood about the value of saving money. Or you can simply put a Novation Youth Account in their own little hands right now. Then stand back and watch in amazement as they discover what you and the rest of the responsible adults in the world already know — that it's fun to save your money for something really special.

Our savings program for teens.
Between the ages of 13 and 18, kids start to earn their own money. And there's no better place to stash it than at Novation. Members receive a semi-annual newsletter full of helpful info on managing and spending money wisely.

There's no minimum balance on a youth checking account*. No monthly service charge or per check charges either. Your teen's account comes with its own ATM or Check Card. And gives him or her access to two credit vehicles: a special low credit limit Visa^® card, and a Novation loan for up to $1,000 to make a pre-approved purchase.

Members can also open a 6-month Certificate Account (CD)* with a reduced minimum deposit of $100, so they can learn how much faster money grows when they leave it alone.

Our Mighty Moose Kids Club for kids under 13.
It's never too soon to start teaching your kids financial responsibility, and our Mighty Moose Kids Club is a fun way to learn the value of savings.

Members get a passbook to record their savings, plus every year club members get a special birthday gift from Novation.

*Members under 18 years of age must have a parent or guardian as co-signer to open a checking or savings account or to apply for a loan or Visa account.

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