People naturally think savings when they think credit union.
You can see why.
Of course, Novation Credit Union is member-owned. And that's a great advantage when it comes to saving money. Because of the unique way we're structured, you earn a higher yield and have lower minimum balance requirements than you would at an ordinary bank. And rest assured your savings are safe at Novation. Deposits are federally insured up to $100,000 by the NCUA.

Ready to enjoy the advantages of our savings accounts? Complete a savings account application.

Share Savings
This basic account is your ticket to all the benefits of Novation Credit Union. Simply maintain your initial $25 deposit at all times, and add to your savings through payroll deduction or automatic transfer.

Direct Advantage Savings
Because you make automatic or electronic deposits into your account through payroll deduction or account transfer, our Direct Advantage accounts earn a higher yield. No minimum balance required. One free withdrawal per month.

Goal Savings
Establish an account for each of your savings goals: vacation, gift, etc. There is no penalty for withdrawals. And you get to name each account.

Money Market Savings
You get high yields in an easily accessible savings account at no cost to you. $2,500 minimum deposit is required. Deposits of $25,000 or more earn a higher yield.

Certificate Accounts (CD)
Earn the highest yield of any Novation savings account, because you agree to leave your funds in the certificate for a fixed term. Penalty for early withdrawal.

IRAs
Choose from several IRA accounts or certificates that allow your money to grow tax-deferred or tax-free. Our savings specialist will help you determine which is right for you.
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Youth Accounts
Under the age of 13, they'll get started saving with our Mighty Moose Club account. For teens from 13 to 18, there are special savings, checking, and loan accounts to encourage them to manage their money smartly.
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